Build vs. Buy: The Embedded Finance Decision Guide
Planning to add invoicing, payments, or AP/AR to your platform? First, read this…

Building embedded finance in-house might seem like the smart move -full control, tailored features, no third-party costs. But it also comes with hidden trade-offs: long development cycles, compliance risk, ongoing maintenance, and opportunity cost.
This guide breaks it all down (functionally and financially) so you can make the best call for your platform and your roadmap.
The true cost (in time, money, and headcount) of building from scratch
Common compliance traps and how to avoid them
A clear decision matrix to guide your next move
When build does make sense, and what to plan for