Powered by advanced AI

Powered by advanced AI

Powered by advanced AI

Run AP/AR workflows to fully own payments

Run AP/AR workflows to fully own payments

Run AP/AR workflows to fully own payments

Fix the most broken part of B2B payments — automate AP/AR workflows and own the full payment flow with Monite in just 2–3 weeks.

Fix the most broken part of B2B payments — automate AP/AR workflows and own the full payment flow with Monite in just 2–3 weeks.

Fix the most broken part of B2B payments — automate AP/AR workflows and own the full payment flow with Monite in just 2–3 weeks.

Key features

Key features

Key features

B2B payments issues happen before the transaction

B2B payments issues happen before the transaction

B2B payments issues happen before the transaction

Getting B2B payments right starts with setting up the right processes early — your customers often face these common AP/AR workflow issues:

Getting B2B payments right starts with setting up the right processes early — your customers often face these common AP/AR workflow issues:

Getting B2B payments right starts with setting up the right processes early — your customers often face these common AP/AR workflow issues:

Product Research

Product Research

Product Research

1

1

1

item

item

item

2,000.00

2,000.00

2,000.00

XXX

XXX

XXX

10

10

10

$2,000.00

$2,000.00

$2,000.00

UX/UI Design

UX/UI Design

UX/UI Design

1

1

1

item

item

item

5,000.00

5,000.00

5,000.00

XXX

XXX

XXX

10

10

10

$5,000.00

$5,000.00

$5,000.00

Competitive Analysis

Competitive Analysis

Competitive Analysis

1

1

1

item

item

item

4,000.00

4,000.00

4,000.00

XXX

XXX

XXX

10

10

10

4,000.00

4,000.00

4,000.00

SEO Optimization

SEO Optimization

SEO Optimization

1

1

1

item

item

item

2,000.00

2,000.00

2,000.00

XXX

XXX

XXX

10

10

10

2,000.00

2,000.00

2,000.00

Product

Product

Product

Qty

Qty

Qty

Units

Units

Units

Price($)

Price($)

Price($)

Disc.

Disc.

Disc.

Tax (%)

Tax (%)

Tax (%)

Amount

Amount

Amount

Document uploaded

Document uploaded

Document uploaded

Due Date

Due Date

Due Date

14 Oct 2025

14 Oct 2025

14 Oct 2025

Merchant

Merchant

Merchant

Yosemite Labs LLC

Yosemite Labs LLC

Yosemite Labs LLC

Invoice number

Invoice number

Invoice number

481516

481516

481516

Amount

Amount

Amount

£2,737.50

£2,737.50

£2,737.50

Complex invoice auditing

Complex invoice auditing

Complex invoice auditing

In B2B payments, auditing and checking invoices is tricky. Companies deal with lots of rules, easy-to-make mistakes, and high costs in this area.

In B2B payments, auditing and checking invoices is tricky. Companies deal with lots of rules, easy-to-make mistakes, and high costs in this area.

In B2B payments, auditing and checking invoices is tricky. Companies deal with lots of rules, easy-to-make mistakes, and high costs in this area.

Variable tax rate navigation

Variable tax rate navigation

Variable tax rate navigation

Taxes can change based on who’s buying, what the product is used for, and where it’s used. This means an item can have different tax rates in different situations.

Taxes can change based on who’s buying, what the product is used for, and where it’s used. This means an item can have different tax rates in different situations.

Taxes can change based on who’s buying, what the product is used for, and where it’s used. This means an item can have different tax rates in different situations.

Create tax rate

Create tax rate

Create tax rate

20% (Standard)

20% (Standard)

20% (Standard)

19% (Standard)

19% (Standard)

19% (Standard)

7.25% (California)

7.25% (California)

7.25% (California)

VAT (UK)

VAT (UK)

VAT (UK)

VAT (Germany)

VAT (Germany)

VAT (Germany)

TAX (US)

TAX (US)

TAX (US)

New approval flow created

New approval flow created

New approval flow created

When invoice is sent for approval

When invoice is sent for approval

When invoice is sent for approval

If all conditions are true

If all conditions are true

If all conditions are true

Require the following approvals

Require the following approvals

Require the following approvals

Rigorous payment approval

Rigorous payment approval

Rigorous payment approval

Ensuring smooth payments involves rigorous checks to prevent purchases that haven’t been approved, are too expensive, or don’t have expenses recorded properly.

Ensuring smooth payments involves rigorous checks to prevent purchases that haven’t been approved, are too expensive, or don’t have expenses recorded properly.

Ensuring smooth payments involves rigorous checks to prevent purchases that haven’t been approved, are too expensive, or don’t have expenses recorded properly.

Key features

Key features

Key features

Tailored AP/AR solutions — ideal for POS, FX, and BNPL providers

Tailored AP/AR solutions — ideal for POS, FX, and BNPL providers

Tailored AP/AR solutions — ideal for POS, FX, and BNPL providers

Whether you want to growing finance volumes or capture more B2B payments, it starts with simplifying invoice auditing, the ability to adapt to varying tax rates and sophisticated payment approval workflows.

Whether you want to growing finance volumes or capture more B2B payments, it starts with simplifying invoice auditing, the ability to adapt to varying tax rates and sophisticated payment approval workflows.

Whether you want to growing finance volumes or capture more B2B payments, it starts with simplifying invoice auditing, the ability to adapt to varying tax rates and sophisticated payment approval workflows.

POS & Acquiring

POS & Acquiring

Centralize revenue management for your clients by adding B2B invoicing functionality

Centralize revenue management for your clients by adding B2B invoicing functionality

FX Providers

FX Providers

Capture more supplier payments by offering AP Automation to clients. Reduce payment fail rate by always having the invoice first

Capture more supplier payments by offering AP Automation to clients. Reduce payment fail rate by always having the invoice first

BNPL Providers

BNPL Providers

Grow the financing volume – instead of uploading bills SMBs can manage all bills on your platform

Grow the financing volume – instead of uploading bills SMBs can manage all bills on your platform

“B2B payments is not just a payment problem, but one at the end of a string of workflows. Viewing it this way allows to create a 10x solution by improving the preceding workflows rather than being limited to the payment itself”

“B2B payments is not just a payment problem, but one at the end of a string of workflows. Viewing it this way allows to create a 10x solution by improving the preceding workflows rather than being limited to the payment itself”

“B2B payments is not just a payment problem, but one at the end of a string of workflows. Viewing it this way allows to create a 10x solution by improving the preceding workflows rather than being limited to the payment itself”

Matt Brown
Early stage investor at Matrix Partners

Matt Brown
Early stage investor at Matrix Partners

Matt Brown
Early stage investor at Matrix Partners

Workflows

Workflows

Workflows

Money movement

Money movement

Money movement

Determining taxes, fees, etc & how to pay

Determining taxes, fees, etc & how to pay

Determining taxes, fees, etc & how to pay

Approvals, controls, budgeting

Approvals, controls, budgeting

Approvals, controls, budgeting

Operational inputs to AR / AP process

Operational inputs to AR / AP process

Operational inputs to AR / AP process

Spending or receiving the payment

Spending or receiving the payment

Spending or receiving the payment

Launch AR/AP faster

Launch AR/AP faster

Launch AR/AP faster

Launch intelligent AR/AP in days.
Launch intelligent AR/AP in days.
Launch intelligent AR/AP in days.

Monite elevates embedded finance with clean, intuitive APIs built on an AI-native foundation—designed for speed, simplicity, and scale.

Monite elevates embedded finance with clean, intuitive APIs built on an AI-native foundation—designed for speed, simplicity, and scale.

Monite elevates embedded finance with clean, intuitive APIs built on an AI-native foundation—designed for speed, simplicity, and scale.

REST API
REST API
REST API

Launch AP, AR, and B2B payments with our modular API - go live in days.

Launch AP, AR, and B2B payments with our modular API - go live in days.

Launch AP, AR, and B2B payments with our modular API - go live in days.

React SDK
React SDK
React SDK

Readymade UX blocks that integrate Monite’s logic into your UI, and maintain full brand control.

Readymade UX blocks that integrate Monite’s logic into your UI, and maintain full brand control.

Readymade UX blocks that integrate Monite’s logic into your UI, and maintain full brand control.

iFrame
iFrame
iFrame

Get to market fast with a pre-built iFrame. Transition to a full custom frontend anytime.

Get to market fast with a pre-built iFrame. Transition to a full custom frontend anytime.

Get to market fast with a pre-built iFrame. Transition to a full custom frontend anytime.

Key features

Key features

Key features

Get customers paid in hours instead of days and earn on every payment.

Get customers paid in hours instead of days and earn on every payment.

Get customers paid in hours instead of days and earn on every payment.

Simplify your clients’ financial operations by adding invoicing and payables automation to your platform and increase your revenue.

Simplify your clients’ financial operations by adding invoicing and payables automation to your platform and increase your revenue.

Simplify your clients’ financial operations by adding invoicing and payables automation to your platform and increase your revenue.

AI Invoicing

AI Invoicing

AI Invoicing

A fully-fledged invoicing workflow that helps your clients get paid 3x faster. Compliant quotes, AI powered invoices, custom invoice designs, reminders, and payment links, plus accounting integrations.

A fully-fledged invoicing workflow that helps your clients get paid 3x faster. Compliant quotes, AI powered invoices, custom invoice designs, reminders, and payment links, plus accounting integrations.

A fully-fledged invoicing workflow that helps your clients get paid 3x faster. Compliant quotes, AI powered invoices, custom invoice designs, reminders, and payment links, plus accounting integrations.

Items added!

Items added!

Items added!

Total: £3,670.00

Total: £3,670.00

Total: £3,670.00

Pay in 30 days

Pay in 30 days

Pay in 30 days

100% advance rate. 3.5% fee.

100% advance rate. 3.5% fee.

100% advance rate. 3.5% fee.

Reminders set

Reminders set

Reminders set

3 & 5 days before | 5 & 7 days overdue

3 & 5 days before | 5 & 7 days overdue

3 & 5 days before | 5 & 7 days overdue

AI Bill Pay

AI Bill Pay

AI Bill Pay

Let your clients manage suppliers & bills in your interface with a world-class AP automation solution. Email collection, OCR, approval workflows, audit trails, discounts management, and bill payments in one click.

Let your clients manage suppliers & bills in your interface with a world-class AP automation solution. Email collection, OCR, approval workflows, audit trails, discounts management, and bill payments in one click.

Let your clients manage suppliers & bills in your interface with a world-class AP automation solution. Email collection, OCR, approval workflows, audit trails, discounts management, and bill payments in one click.

Product Research

Product Research

Product Research

1

1

1

item

item

item

2,000.00

2,000.00

2,000.00

XXX

XXX

XXX

10

10

10

$2,000.00

$2,000.00

$2,000.00

UX/UI Design

UX/UI Design

UX/UI Design

1

1

1

item

item

item

5,000.00

5,000.00

5,000.00

XXX

XXX

XXX

10

10

10

$5,000.00

$5,000.00

$5,000.00

Competitive Analysis

Competitive Analysis

Competitive Analysis

1

1

1

item

item

item

4,000.00

4,000.00

4,000.00

XXX

XXX

XXX

10

10

10

4,000.00

4,000.00

4,000.00

SEO Optimization

SEO Optimization

SEO Optimization

1

1

1

item

item

item

2,000.00

2,000.00

2,000.00

XXX

XXX

XXX

10

10

10

2,000.00

2,000.00

2,000.00

Product

Product

Product

Qty

Qty

Qty

Units

Units

Units

Price($)

Price($)

Price($)

Disc.

Disc.

Disc.

Tax (%)

Tax (%)

Tax (%)

Amount

Amount

Amount

Document uploaded

Document uploaded

Document uploaded

Due Date

Due Date

Due Date

14 Oct 2025

14 Oct 2025

14 Oct 2025

Merchant

Merchant

Merchant

Yosemite Labs LLC

Yosemite Labs LLC

Yosemite Labs LLC

Invoice number

Invoice number

Invoice number

481516

481516

481516

Amount

Amount

Amount

£2,737.50

£2,737.50

£2,737.50