Powered by advanced AI
Powered by advanced AI
Powered by advanced AI
Run AP/AR workflows to fully own payments
Run AP/AR workflows to fully own payments
Run AP/AR workflows to fully own payments
Fix the most broken part of B2B payments — automate AP/AR workflows and own the full payment flow with Monite in just 2–3 weeks.
Fix the most broken part of B2B payments — automate AP/AR workflows and own the full payment flow with Monite in just 2–3 weeks.
Fix the most broken part of B2B payments — automate AP/AR workflows and own the full payment flow with Monite in just 2–3 weeks.

Key features
Key features
Key features
B2B payments issues happen before the transaction
B2B payments issues happen before the transaction
B2B payments issues happen before the transaction
Getting B2B payments right starts with setting up the right processes early — your customers often face these common AP/AR workflow issues:
Getting B2B payments right starts with setting up the right processes early — your customers often face these common AP/AR workflow issues:
Getting B2B payments right starts with setting up the right processes early — your customers often face these common AP/AR workflow issues:
Product Research
Product Research
Product Research
1
1
1
item
item
item
2,000.00
2,000.00
2,000.00
XXX
XXX
XXX
10
10
10
$2,000.00
$2,000.00
$2,000.00
UX/UI Design
UX/UI Design
UX/UI Design
1
1
1
item
item
item
5,000.00
5,000.00
5,000.00
XXX
XXX
XXX
10
10
10
$5,000.00
$5,000.00
$5,000.00
Competitive Analysis
Competitive Analysis
Competitive Analysis
1
1
1
item
item
item
4,000.00
4,000.00
4,000.00
XXX
XXX
XXX
10
10
10
4,000.00
4,000.00
4,000.00
SEO Optimization
SEO Optimization
SEO Optimization
1
1
1
item
item
item
2,000.00
2,000.00
2,000.00
XXX
XXX
XXX
10
10
10
2,000.00
2,000.00
2,000.00
Product
Product
Product
Qty
Qty
Qty
Units
Units
Units
Price($)
Price($)
Price($)
Disc.
Disc.
Disc.
Tax (%)
Tax (%)
Tax (%)
Amount
Amount
Amount
Document uploaded
Document uploaded
Document uploaded
Due Date
Due Date
Due Date
14 Oct 2025
14 Oct 2025
14 Oct 2025
Merchant
Merchant
Merchant
Yosemite Labs LLC
Yosemite Labs LLC
Yosemite Labs LLC
Invoice number
Invoice number
Invoice number
481516
481516
481516
Amount
Amount
Amount
£2,737.50
£2,737.50
£2,737.50




Complex invoice auditing
Complex invoice auditing
Complex invoice auditing
In B2B payments, auditing and checking invoices is tricky. Companies deal with lots of rules, easy-to-make mistakes, and high costs in this area.
In B2B payments, auditing and checking invoices is tricky. Companies deal with lots of rules, easy-to-make mistakes, and high costs in this area.
In B2B payments, auditing and checking invoices is tricky. Companies deal with lots of rules, easy-to-make mistakes, and high costs in this area.
Variable tax rate navigation
Variable tax rate navigation
Variable tax rate navigation
Taxes can change based on who’s buying, what the product is used for, and where it’s used. This means an item can have different tax rates in different situations.
Taxes can change based on who’s buying, what the product is used for, and where it’s used. This means an item can have different tax rates in different situations.
Taxes can change based on who’s buying, what the product is used for, and where it’s used. This means an item can have different tax rates in different situations.
Create tax rate
Create tax rate
Create tax rate
20% (Standard)
20% (Standard)
20% (Standard)
19% (Standard)
19% (Standard)
19% (Standard)
7.25% (California)
7.25% (California)
7.25% (California)
VAT (UK)
VAT (UK)
VAT (UK)
VAT (Germany)
VAT (Germany)
VAT (Germany)
TAX (US)
TAX (US)
TAX (US)
New approval flow created
New approval flow created
New approval flow created
When invoice is sent for approval
When invoice is sent for approval
When invoice is sent for approval
If all conditions are true
If all conditions are true
If all conditions are true
Require the following approvals
Require the following approvals
Require the following approvals
Rigorous payment approval
Rigorous payment approval
Rigorous payment approval
Ensuring smooth payments involves rigorous checks to prevent purchases that haven’t been approved, are too expensive, or don’t have expenses recorded properly.
Ensuring smooth payments involves rigorous checks to prevent purchases that haven’t been approved, are too expensive, or don’t have expenses recorded properly.
Ensuring smooth payments involves rigorous checks to prevent purchases that haven’t been approved, are too expensive, or don’t have expenses recorded properly.
Key features
Key features
Key features
Tailored AP/AR solutions — ideal for POS, FX, and BNPL providers
Tailored AP/AR solutions — ideal for POS, FX, and BNPL providers
Tailored AP/AR solutions — ideal for POS, FX, and BNPL providers
Whether you want to growing finance volumes or capture more B2B payments, it starts with simplifying invoice auditing, the ability to adapt to varying tax rates and sophisticated payment approval workflows.
Whether you want to growing finance volumes or capture more B2B payments, it starts with simplifying invoice auditing, the ability to adapt to varying tax rates and sophisticated payment approval workflows.
Whether you want to growing finance volumes or capture more B2B payments, it starts with simplifying invoice auditing, the ability to adapt to varying tax rates and sophisticated payment approval workflows.
POS & Acquiring
POS & Acquiring
Centralize revenue management for your clients by adding B2B invoicing functionality
Centralize revenue management for your clients by adding B2B invoicing functionality
FX Providers
FX Providers
Capture more supplier payments by offering AP Automation to clients. Reduce payment fail rate by always having the invoice first
Capture more supplier payments by offering AP Automation to clients. Reduce payment fail rate by always having the invoice first
BNPL Providers
BNPL Providers
Grow the financing volume – instead of uploading bills SMBs can manage all bills on your platform
Grow the financing volume – instead of uploading bills SMBs can manage all bills on your platform
“B2B payments is not just a payment problem, but one at the end of a string of workflows. Viewing it this way allows to create a 10x solution by improving the preceding workflows rather than being limited to the payment itself”
“B2B payments is not just a payment problem, but one at the end of a string of workflows. Viewing it this way allows to create a 10x solution by improving the preceding workflows rather than being limited to the payment itself”
“B2B payments is not just a payment problem, but one at the end of a string of workflows. Viewing it this way allows to create a 10x solution by improving the preceding workflows rather than being limited to the payment itself”
Matt Brown
Early stage investor at Matrix Partners
Matt Brown
Early stage investor at Matrix Partners
Matt Brown
Early stage investor at Matrix Partners



Workflows
Workflows
Workflows
Money movement
Money movement
Money movement
Determining taxes, fees, etc & how to pay
Determining taxes, fees, etc & how to pay
Determining taxes, fees, etc & how to pay
Approvals, controls, budgeting
Approvals, controls, budgeting
Approvals, controls, budgeting
Operational inputs to AR / AP process
Operational inputs to AR / AP process
Operational inputs to AR / AP process
Spending or receiving the payment
Spending or receiving the payment
Spending or receiving the payment
Launch AR/AP faster
Launch AR/AP faster
Launch AR/AP faster
Launch intelligent AR/AP in days.
Launch intelligent AR/AP in days.
Launch intelligent AR/AP in days.
Monite elevates embedded finance with clean, intuitive APIs built on an AI-native foundation—designed for speed, simplicity, and scale.
Monite elevates embedded finance with clean, intuitive APIs built on an AI-native foundation—designed for speed, simplicity, and scale.
Monite elevates embedded finance with clean, intuitive APIs built on an AI-native foundation—designed for speed, simplicity, and scale.
REST API
REST API
REST API
Launch AP, AR, and B2B payments with our modular API - go live in days.
Launch AP, AR, and B2B payments with our modular API - go live in days.
Launch AP, AR, and B2B payments with our modular API - go live in days.
React SDK
React SDK
React SDK
Readymade UX blocks that integrate Monite’s logic into your UI, and maintain full brand control.
Readymade UX blocks that integrate Monite’s logic into your UI, and maintain full brand control.
Readymade UX blocks that integrate Monite’s logic into your UI, and maintain full brand control.
iFrame
iFrame
iFrame
Get to market fast with a pre-built iFrame. Transition to a full custom frontend anytime.
Get to market fast with a pre-built iFrame. Transition to a full custom frontend anytime.
Get to market fast with a pre-built iFrame. Transition to a full custom frontend anytime.
Meisterwerk supercharges their SaaS with Monite’s embedding invoicing and payments
AI Invoicing
Automated, fast accounts receivable
AI Bill Pay
Automated, fast accounts payable
How Firstbase completed its Startup OS with Embedded Invoicing from Monite
AI Invoicing
Automated, fast accounts receivable
Coperniq supercharges solar platforms with Embedded AR/AP and Payments
AI Invoicing
Automated, fast accounts receivable
AI Bill Pay
Automated, fast accounts payable
Key features
Key features
Key features
Get customers paid in hours instead of days and earn on every payment.
Get customers paid in hours instead of days and earn on every payment.
Get customers paid in hours instead of days and earn on every payment.
Simplify your clients’ financial operations by adding invoicing and payables automation to your platform and increase your revenue.
Simplify your clients’ financial operations by adding invoicing and payables automation to your platform and increase your revenue.
Simplify your clients’ financial operations by adding invoicing and payables automation to your platform and increase your revenue.
AI Invoicing
AI Invoicing
AI Invoicing
A fully-fledged invoicing workflow that helps your clients get paid 3x faster. Compliant quotes, AI powered invoices, custom invoice designs, reminders, and payment links, plus accounting integrations.
A fully-fledged invoicing workflow that helps your clients get paid 3x faster. Compliant quotes, AI powered invoices, custom invoice designs, reminders, and payment links, plus accounting integrations.
A fully-fledged invoicing workflow that helps your clients get paid 3x faster. Compliant quotes, AI powered invoices, custom invoice designs, reminders, and payment links, plus accounting integrations.
Items added!
Items added!
Items added!
Total: £3,670.00
Total: £3,670.00
Total: £3,670.00
Pay in 30 days
Pay in 30 days
Pay in 30 days
100% advance rate. 3.5% fee.
100% advance rate. 3.5% fee.
100% advance rate. 3.5% fee.
Reminders set
Reminders set
Reminders set
3 & 5 days before | 5 & 7 days overdue
3 & 5 days before | 5 & 7 days overdue
3 & 5 days before | 5 & 7 days overdue
AI Bill Pay
AI Bill Pay
AI Bill Pay
Let your clients manage suppliers & bills in your interface with a world-class AP automation solution. Email collection, OCR, approval workflows, audit trails, discounts management, and bill payments in one click.
Let your clients manage suppliers & bills in your interface with a world-class AP automation solution. Email collection, OCR, approval workflows, audit trails, discounts management, and bill payments in one click.
Let your clients manage suppliers & bills in your interface with a world-class AP automation solution. Email collection, OCR, approval workflows, audit trails, discounts management, and bill payments in one click.
Product Research
Product Research
Product Research
1
1
1
item
item
item
2,000.00
2,000.00
2,000.00
XXX
XXX
XXX
10
10
10
$2,000.00
$2,000.00
$2,000.00
UX/UI Design
UX/UI Design
UX/UI Design
1
1
1
item
item
item
5,000.00
5,000.00
5,000.00
XXX
XXX
XXX
10
10
10
$5,000.00
$5,000.00
$5,000.00
Competitive Analysis
Competitive Analysis
Competitive Analysis
1
1
1
item
item
item
4,000.00
4,000.00
4,000.00
XXX
XXX
XXX
10
10
10
4,000.00
4,000.00
4,000.00
SEO Optimization
SEO Optimization
SEO Optimization
1
1
1
item
item
item
2,000.00
2,000.00
2,000.00
XXX
XXX
XXX
10
10
10
2,000.00
2,000.00
2,000.00
Product
Product
Product
Qty
Qty
Qty
Units
Units
Units
Price($)
Price($)
Price($)
Disc.
Disc.
Disc.
Tax (%)
Tax (%)
Tax (%)
Amount
Amount
Amount
Document uploaded
Document uploaded
Document uploaded
Due Date
Due Date
Due Date
14 Oct 2025
14 Oct 2025
14 Oct 2025
Merchant
Merchant
Merchant
Yosemite Labs LLC
Yosemite Labs LLC
Yosemite Labs LLC
Invoice number
Invoice number
Invoice number
481516
481516
481516
Amount
Amount
Amount
£2,737.50
£2,737.50
£2,737.50




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