Embedded Invoicing
& Bill Pay for
Robust AR/AP functionality, accounting integrations, and
payments in a single API. Fully customizable API, go live with
2 developers in 2 days.
Backed by founders & execs of







DOZENS OF PLATFORMS TRUST MONITE
Businesses struggle with revenue
collection and spending control
87% of SMEs are consistently paid late
Disrupting cash flow and limiting opportunities to reinvest revenue.
48% of SMEs lose or miss invoices constantly
Directly resulting in loss of revenue.
3.6 h/week wasted on manual reconciliation
Leading to unnecessary costs and potential inaccuracies due to human error.
54% of SMEs pay their bills late regularly
Due to inconsistent invoice formats and chasing approvals.
$15 average cost per processed invoice
Increasing operational expenses and reducing profits.
82% of SMEs miss early payment discounts
Resulting in lower margins and hurting the company’s bottom line.
Earn more per client & boost
retention
Simplify your clients’ financial operations by adding invoicing and payables automation
to your platform and increase your revenue.






Grow revenue per user 2-5x
Earn an additional $10-200 per user/mo in SaaS fees
Expand your revenue and TAM with payments, earning 0.1-2% on each transaction made on your platform
Get commissions on financial services: BNPL, factoring and more
Increase product stickiness
Become a one-stop-shop for SMBs. Offer valuable services that make it much harder to switch to a competitor
Increase WAU/MAU by rolling out new functionality daily
Get more users on your platform – expand your reach to new teams at your SMB clients.
Attract more users
Win over customers from competitors without new marketing expenses. Create a network effect with an all-in-one offering
Set your brand apart. Expand your offering to become the go-to player for your industry
Upsell your current users so you can invest more into growth
Offer features that match
top industry players
Offer AR, AP, and accounting integrations that help your clients with better
payments, cost management, and client-supplier relations.
Accounts Receivable
Automation
- Manage product/service catalog
- Create and manage quotes
- Generate invoices
- Offer one-click payment options
- Send automated payment reminders
- Ensure compliance and accuracy
- See revenue analytics
- Integrate with 40+ accounting platforms

Accounts Payable
Automation
- Collect bills via email
- Get an overview of payables & obligations
- Automate approval workflows
- Build & customize approval flows
- Pay bills with card, ACH, SEPA, and other rails
- Perform single and bulk payments
- Analyze spending and debt analytics
- Integrate with 40+ accounting providers

Integrated payments
Your clients want a directly integrated payment solution in their AP/AR process.
Offer an Invoicing and Bill Pay solution with integrated payments and make
money on every payment processed.
- Payment links
- Bill pay
Customers say it best
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Processing documents, AR & AP via Monite
AR/AP are core to our product, so we looked at multiple providers as well as building in-house. We chose Monite due to their product depth, quality of APIs, and fast development. Working with Monite has been a breeze – a robust API platform, knowledgeable team, and quick support at all times
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Neobanking platform for E-commerce companies
AR/AP are core to our product, so we looked at multiple providers as well as building in-house. We chose Monite due to their product depth, quality of APIs, and fast development. Working with Monite has been a breeze – a robust API platform, knowledgeable team, and quick support at all times
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Global payrol solution & marketplace for freelancers
AR/AP are core to our product, so we looked at multiple providers as well as building in-house. We chose Monite due to their product depth, quality of APIs, and fast development. Working with Monite has been a breeze – a robust API platform, knowledgeable team, and quick support at all times
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Business process automation platform for African SMEs
AR/AP are core to our product, so we looked at multiple providers as well as building in-house. We chose Monite due to their product depth, quality of APIs, and fast development. Working with Monite has been a breeze – a robust API platform, knowledgeable team, and quick support at all times
Launch AP/AR in days
using Monite API
Offer robust finance management to clients in days instead of
building it for 2 years and over €1mn+ in development costs

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REST API
Seamlessly launch AP, AR, and B2B payments in your product with our modular API, taking full control of user experience and workflows.
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React SDK
Utilize ready-to-use UX blocks that natively integrate Monite’s business logic into your UI, with the flexibility to control branding and user experience.
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Drop-in
Implement pre-built front-end components quickly – up and running in just 10 minutes.