Unlock new revenue streams by embedding

Offer invoicing, bill pay, B2B payments and cash flow analytics to your business clients. Customize using API building blocks. Go live with 2 developers in 4 weeks.

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Backed by founders & execs of

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Unlock new revenue streams by embedding Unlock new revenue streams by embedding

Trusted by many B2B platforms

Earn 2-5x more per user

It takes up to 2 years and $3-5 million to automate finance
in-house. Go live with 2 developers in 4 weeks.


Grow revenue per user 2-5x

Earn an additional $10-200 per user/mo in SaaS fees

Expand your revenue and TAM with payments, earning 0.1-2% on each transaction made with on your platform,

Get commissions on financial services: BNPL, factoring and more


Earn 2-5x more per user

It takes up to 2 years and $3-5 million to automate finance in-house. Go live with 2 developers in 4 weeks.


Grow revenue per user 2-5x

Earn an additional $10-200 per user/mo in SaaS fees

Expand your revenue and TAM with payments, earning 0.1-2% on each transaction made with on your platform

Get commissions on financial services: BNPL, factoring and more


Increase product stickiness

Become a one-stop-shop for SMBs. Offer valuable services that make it much harder to switch to a competitor

Increase WAU/MAU by rolling out new functionality daily

Get more users onto your platform — reach new teams at your SMB clients


Attract more users

Win over customers from competitors without new marketing expenses. Create a network effect with an all-in-one offering

Set your brand apart. Expand your offering to become the go-to player for your industry

Upsell your current users so you can invest more into growth

Works best for

  • NeoBanks

  • Vertical SaaS

  • FinTech SaaS

  • Marketplaces

Embeddable workflows

Features that match
top industry players

Invoicing & getting
paid fast

90% of SMBs struggle to get paid on time, chasing invoice payments for up to 30 days on average.

Monite lets your customers:

  • Add clients & products
  • Send quotes
  • Send invoices
  • Get paid via link
  • Overview invoices & statuses
  • Send payment reminders
  • See revenue analytics
  • Integrate with 40+ accounting platforms
Learn more

Pay bills & expenses

It usually costs €6.5-15 for SMBs to process a single invoice. Many use Excel and email to handle payables tasks, leading to debts, double payments, audit issues and overspending.

Monite lets your customers:

  • Collect bills via email
  • Get overviews payables & obligations
  • Build & customize approval flows
  • Add comments & to-dos for their team
  • Approve bills in one click
  • Perform single and bulk payments
  • Analyze spending and debt analytics
  • Integrate with 40+ accounting providers
Learn more

Embeddable B2B payments

Someone else earns from your clients’
payments. Take this revenue back.

63% of SMBs struggle with payments. They enter payments manually and use multiple platforms
for banking, FX, cards, etc. 90% would prefer a single solution for all payments

  • Payment links
  • Bill pay

Customers say it best

  • Processing documents, AR & AP via Monite

    AR/AP are core to our product, so we looked at multiple providers as well as building in-house. We chose Monite due to their product depth, quality of APIs, and fast development. Working with Monite has been a breeze – a robust API platform, knowledgeable team, and quick support at all times

    Jane Shmygaleva, CPO

    Jane Shmygaleva, CPO

  • Neobanking platform
    for E-commerce companies

    Thanks to Monite, we enable our clients all across Europe to send compliant invoices and collect payments via payment links. At the same time, we enable our eComm customers to pay suppliers worldwide using Monite’s Accounts Payable functionalities and payment rails

    Carlos Reuven, CEO

    Carlos Reuven, CEO

  • Global payrol solution & merketplace for freelancers

    We let companies employ people & freelancers globally. With Monite, we are building a finance one-stop-shop for freelancers on our marketplace – so they can manage all their revenue, supplier payments, and more in one interface. Monite also powers up our marketplace payments

    Collin Thompson, CEO

    Collin Thompson, CEO

  • Business process automation platform for African SMEs

    African businesses waste hundreds of hours on admin work, so we are building a platform to streamline their back office, accounting, and payments. We rely on Monite for core functionalities – Invoicing and Bill Pay. We love Monite’s great service, solid features, and easy-to-use SDKs

    Steve Mwangi, CEO

    Steve Mwangi, CEO

Become the one-stop-shop for your
industry before someone else does

Be the first-mover. Don’t play catch-up.

  • 01

    Finance is a pain

    Today, SMBs handle finance manually, leading to lost time, money, cash flow and spending control.

  • 02

    5-7 tools are needed

    It’s hard to automate everything. SMBs need to onboard 5-7 specialized tools for finance alone, which is too pricey and complex.

  • 03

    SMBs want an all-in-one solution

    SMBs dream of automated finance management on a platform they use daily.

Once a software demonstrates its value, customers consolidate around it for all of their needs, transforming it into a one-stop shop.



And tens of other reasons why customers
would switch to you for finance automation


How companies earn millions offering
one-stop-shops for niche industries

  • Started as a POS for restaurants—now it’s an all-in-one tech stack for the entire industry

    • 78%

      of revenues and 97% of gross
      profit from financial services

    • 114%

      net retention rate and 18-month payback period

  • Brex started as a credit card provider for startups and became a one-stop-shop financial system for entrepreneurs

    • $12.3bln


    • 60/40

      The majority of Brex’s revenue came from interchange fees, followed by SaaS revenue and others


How much more money can
you make with Monite?

Instantly calculate potential revenue
based on your user base


Save development
time with modular API

A single access point for various capabilities. Construct solutions of any complexity; test new features once we roll them out without the need to re-integrate

Save development time with modular API
  • Backend integration

    2-5 days of work for 2 devs

  • Frontend integration

    2-4 weeks with our SDKs—a bit longer if you use your own design system

  • Design

    We provide a full guide to UX/UI for each feature to get users active

About Monite

Building the future of
financial services

  • techcrunche

    Monite doubles seed round to €10 million


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  • techcrunche

    Next-Gen CFOs Need Next-Gen Tools to Power Their Organizations


    Learn more
  • techcrunche

    Monite Raises $10M in Seed Funding


    Learn more
  • techcrunche

    Monite raises another $5 million bringing in a total of $10 million in seed funding


    Learn more
  • techcrunche

    Why we pay for employee mentors


    Learn more
  • techcrunche

    The definitive 100 pioneering digital procurement solutions


    Learn more
  • techcrunche

    How To Prepare For The Era Of Hyper-Niche B2B Super Apps


    Learn more
By providing a tailored and efficient solution through its API-first finance workflows, Monite has the power to unlock an enormous opportunity for the B2B sector, both for SMBs and the platforms serving them, in a repeatable and durable way
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Mike Kim
General Partner at Third Prime