Embedded Invoicing & Bill Pay for

Robust AR/AP functionality, accounting integrations, and payments in a single API. Fully customizable API, go live with 2 developers in 2 days.

Get demo

Backed by founders & execs of

klarna logo mollie logo plaid logo paypal logo square logo
Unlock new revenue streams by embedding Unlock new revenue streams by embedding

DOZENS OF PLATFORMS TRUST MONITE

Businesses struggle with revenue
collection and spending control

87% of SMEs are consistently paid late

Disrupting cash flow and limiting opportunities to reinvest revenue.

48% of SMEs lose or miss invoices constantly

Directly resulting in loss of revenue.

3.6 h/week wasted on manual reconciliation

Leading to unnecessary costs and potential inaccuracies due to human error.

54% of SMEs pay their bills late regularly

Due to inconsistent invoice formats and chasing approvals.

$15 average cost per processed invoice

Increasing operational expenses and reducing profits.

82% of SMEs miss early payment discounts

Resulting in lower margins and hurting the company’s bottom line.

Earn more per client & boost
retention

Simplify your clients’ financial operations by adding invoicing and payables automation
to your platform and increase your revenue.

Grow revenue per user 2-5x vector line
Increase product stickiness vector line
Attract more users vector line

Grow revenue per user 2-5x

Earn an additional $10-200 per user/mo in SaaS fees

Expand your revenue and TAM with payments, earning 0.1-2% on each transaction made on your platform

Get commissions on financial services: BNPL, factoring and more

Increase product stickiness

Become a one-stop-shop for SMBs. Offer valuable services that make it much harder to switch to a competitor

Increase WAU/MAU by rolling out new functionality daily

Get more users on your platform – expand your reach to new teams at your SMB clients.

Attract more users

Win over customers from competitors without new marketing expenses. Create a network effect with an all-in-one offering

Set your brand apart. Expand your offering to become the go-to player for your industry

Upsell your current users so you can invest more into growth

Offer features that match
top industry players

Offer AR, AP, and accounting integrations that help your clients with better
payments, cost management, and client-supplier relations.

Accounts Receivable
Automation

  • Manage product/service catalog
  • Create and manage quotes
  • Generate invoices
  • Offer one-click payment options
  • Send automated payment reminders
  • Ensure compliance for 25+ geographies
  • See revenue analytics
  • Integrate with 40+ accounting platforms
Learn more
Invoicing & getting paid fast

Accounts Payable
Automation

  • Collect bills via email
  • Get an overview of payables & obligations
  • Automate approval workflows
  • Build & customize approval flows
  • Pay bills with card, ACH, SEPA, and other rails
  • Perform single and bulk payments
  • Analyze spending and debt analytics
  • Integrate with 40+ accounting providers
Learn more
Pay bills & expenses

Integrated payments

Your clients want a directly integrated payment solution in their AP/AR process.
Offer an Invoicing and Bill Pay solution with integrated payments and make
money on every payment processed.

Customers say it best

  • 2021
  • 2022
  • Ivan Maryasin Andrey Korchak
  • team monite company
  • Processing documents, AR & AP via Monite

    AR/AP are core to our product, so we looked at multiple providers as well as building in-house. We chose Monite due to their product depth, quality of APIs, and fast development. Working with Monite has been a breeze – a robust API platform, knowledgeable team, and quick support at all times

    2021
  • Neobanking platform for E-commerce companies

    AR/AP are core to our product, so we looked at multiple providers as well as building in-house. We chose Monite due to their product depth, quality of APIs, and fast development. Working with Monite has been a breeze – a robust API platform, knowledgeable team, and quick support at all times

    2021
  • Global payroll solution & marketplace for freelancers

    AR/AP are core to our product, so we looked at multiple providers as well as building in-house. We chose Monite due to their product depth, quality of APIs, and fast development. Working with Monite has been a breeze – a robust API platform, knowledgeable team, and quick support at all times

    2021
  • Business process automation platform for African SMEs

    AR/AP are core to our product, so we looked at multiple providers as well as building in-house. We chose Monite due to their product depth, quality of APIs, and fast development. Working with Monite has been a breeze – a robust API platform, knowledgeable team, and quick support at all times

    2021

Launch AP/AR in days
using Monite API

Offer robust finance management to clients in days instead of
building it for 2 years and over €1mn+ in development costs

Save development time with modular API
  • REST API

    Seamlessly launch AP, AR, and B2B payments in your product with our modular API, taking full control of user experience and workflows.

  • React SDK

    Utilize ready-to-use UX blocks that natively integrate Monite’s business logic into your UI, with the flexibility to control branding and user experience.

  • Drop-in

    Implement pre-built front-end components quickly – up and running in just 10 minutes.

High priority for
your roadmap

Become a one-stop-shop before
your competitors do

Get demo monite pattern monite pattern monite pattern