Embedded
Invoicing & Bill Pay for
Vertical SaaS
Fintech SaaS
Banks & Neobanks
Payment providers
Robust AR/AP functionality, accounting integrations, and payments in a single, fully customizable API.
Go live with two developers in 2 weeks.
Backed by founders & execs of
DOZENS OF PLATFORMS TRUST MONITE
Used by dozens of platforms worldwide
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Powerful Invoicing
for Mollie’s usersMollie is becoming a full Revenue Management platform for SMBs. They cover checkout and POS, but for many merchants a large part of revenue is via active invoicing
Mollie built invoicing on Monite API in just 6 weeks. It allows SMBs to send professional quotes & invoices and collect revenue via payment links. The solution is on par with top invoicing providers & is available across Europe.
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Mobile Invoicing
for creators in MecenaMecena, a European neobank for creators, powers up Invoicing for their users via Monite. Launched in just 5 weeks of time, invoicing feature allowed Mecena to earn over 3x per user using invoicing feature – leveraging additional SaaS & payment fees.
Hugo, the CEO of Mecena mentions: “Monite’s infrastructure let Mecena monetize payments, creating a new revenue stream and cutting our customer payback period in half”.
Learn more -
Processing payables
for Enty’s usersEnty, an accounting & incorporation provider for SMBs, uses Monite to provide invoicing and accounts payable solution to their clients.
Jane Shmygaleva, CPO at Enty said: “We chose Monite due to their product depth, quality of APIs, and fast development. Working with Monite has been a breeze – a robust API platform, knowledgeable team, and quick support at all times”
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Businesses struggle with revenue
collection and spending control
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87% of SMEs are consistently paid late
Disrupting cash flow and limiting opportunities to reinvest revenue.
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48% of SMEs lose or miss invoices constantly
Directly resulting in loss of revenue.
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3.6 h/week wasted on manual reconciliation
Leading to unnecessary costs and potential inaccuracies due to human error.
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54% of SMEs pay their bills late regularly
Due to inconsistent invoice formats and chasing approvals.
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$15 average cost per processed invoice
Increasing operational expenses and reducing profits.
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82% of SMEs miss early payment discounts
Resulting in lower margins and hurting the company’s bottom line.
Earn more per client &
boost retention
Offer AR, AP, and accounting integrations that help your clients with better
payments, cost management, and client-supplier relations.
Grow revenue per user 2-5x
Earn an additional $10-200 per user/mo in SaaS fees
Expand your revenue and TAM with payments, earning 0.1-2% on each transaction made on your platform
Get commissions on financial services: BNPL, factoring and more
Increase product stickiness
Become a one-stop-shop for SMBs. Offer valuable services that make it much harder to switch to a competitor
Increase WAU/MAU by rolling out new functionality daily
Get more users on your platform – expand your reach to new teams at your SMB clients.
Attract more users
Win over customers from competitors without new marketing expenses. Create a network effect with an all-in-one offering
Set your brand apart. Expand your offering to become the go-to player for your industry
Upsell your current users so you can invest more into growth
Offer features that match
top industry players
Accounts Receivable
Automation
- Manage product/service catalog
- Create and manage quotes
- Generate invoices
- Offer one-click payment options
- Send automated payment reminders
- Ensure compliance for 25+ geographies
- See revenue analytics
- Integrate with 40+ accounting platforms
Accounts Payable
Automation
- Collect bills via email
- Get an overview of payables & obligations
- Automate approval workflows
- Build & customize approval flows
- Pay bills with card, ACH, SEPA, and other rails
- Perform single and bulk payments
- Analyze spending and debt analytics
- Integrate with 40+ accounting providers
Integrated payments
Your clients want a directly integrated payment solution in their AP/AR process.
Offer an Invoicing and Bill Pay solution with integrated payments and make
money on every payment processed.
- Payment links
- Bill pay
Launch AP/AR in days
using Monite API
Offer robust finance management to clients in days instead of
building it for 2 years and over €1mn+ in development costs
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REST API
Build a fully custom experience for your users for AP, AR, and other workflows – you can do this right away or transition from SDKs/iFrame without re-integration
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React SDK
Utilize ready-to-use UX building blocks that natively integrate Monite’s business logic into your UI, with the flexibility to control branding and user experience
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iFrame
Fastest time to market – drop in a pre-built iFrame, get the usage going fast – go live in less than an hour. Transition to a full custom frontend anytime without re-integration
Team of experts from top Fintechs
Ivan Maryasin
Co-Founder & CEO
Built a key EU SMB neobank with over 50k clients
Alex Akimov
CTO
Led tech & API for Adyen and other fintechs
Jack Metcalf
Director of Product
Over 15 years in AP/AR products, led product for AvidXchange & Briq
João Moreira
Head of Payments
8+ years experience in payments, built PPS/Edenred Payment Solutions
Nikolay Zaytsev
Head of Design
Built Backbase, a top white label banking provider for 150+ banks
Andrei Ifrim
Head of Engineering
Built Mambu, a leading core banking provider, from scratch to Ser C+
