Add bill pay to your product
and earn on it
Offer your customers one-click invoice and expense payments with their preferred payment method. Let them pay for anything with a credit card and get bonuses. Go live in 5 days.
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Backed by founders & execs of

Trusted by many B2B platforms
One API –all the best
payment providers
Users can pay bills with their preferred payment method, no matter what
vendors accept. You save years on integrating payment providers
-
Cards & Common methods
BETA -
Open Banking / SEPA / ACH
LIVE -
Cross-border (FX)
SOON -
BNPL & similar
SOON -
Crypto rails
SOON
Monite offers one
API endpoint for all
methods
Turn customer credit cards
into working capital
When SMB clients can pay by card for incoming bills,
they get extra flexibility on due dates, credit bonuses, and more:
Credit cards become a universal credit facility
More incentives through bonuses and cashback on large card spending
Credit can be used where it previously couldn’t
How do payment links work?

01
A bill is uploaded to your platform and prepared for payment

02
The user covers the bill by credit card to leverage their credit terms, paying about 3% commission, of which you earn 0.2%+ and interchange fees if you issued the card

03
The payment is charged to the user’s card and sent to the supplier via ACH/SEPA or a preferred payment method

04
The user has 30+ days to cover the credit card balance
How adding Monite payments
supercharges revenue
Revenue share
Upsell customers with BNPL/financing
and get a share of the payment.
Monite platform features
1-time onboarding for clients that covers all providers
Your clients onboard once to use any payment method. Otherwise, they’d need to onboard with each provider separately.
Multiple providers
through a single API
You get access to a range of providers via a single API, while your clients always get the payment method they need for a specific transaction
Skip years of development,
by paying as you go
Monite does all the heavy lifting for you – dozens of integrated providers, full stitched up flow, back-end & frontend components
Commissions
With our rails, you can define the commissions you charge based on the case and payment method
Discounted pricing that’s hard to beat
As a multiplier, we let you earn margins that our competitors can’t offer
No up-front costs
No need to waste time and money on multiple integrations
Trigger post-payment actions
Post-Payment webhooks enable triggering any actions, such as notifications, upselling, anything else
No more vendor
onboarding
With us, vendors just get paid. Without us, you’d need to onboard vendors before you can pay out

How much you can
earn?
Instantly calculate your possible
revenue based on your user base.
Robust API designed for developers
A single access point for various capabilities. Construct solutions of any complexity; test new features once we roll them out without the need to reintegrate.
{ "type":"invoice", "currency":"EUR", "counterpart_id":"0414f84c-b039-4203- b09b-e42b49245435", "line_items":[ { "quantity":1, "product_id":"8755c86a-d630-4920-b6fd- fd2917d87dfb", "vat_rate_id":"479155c3-0995-4689 a3cf-7482ea5132a9" } ], "payment_terms_id":"e2cbbb5f-15e6-4b22- a942-8f51b7a81118", "vat_exempt":false, "entity_bank_account":{ "iban":"9128309180391", "bic":"18239012", "bank_name":"Omega Bank" } }