Multi-Payment Rail for Marketplaces & Finance platforms
Enable bill pay, invoice payment links, or marketplace payments. Flexible margins, many payment methods – card, open banking, local methods, FX, and more.
WHY MONITE
What is Multi-Payment Rail?
Monite aggregates many payment methods and providers, saving you time & money on integrations. We auto-trigger the right payment method for each transaction
Your platform
Monite chooses the
best payment method
best payment method
Cards & Common Methods
live
ACH/SEPA/Open Banking
beta
Cross-border (FX)
soon
BNPL & Similar
soon
Crypto rails
soon
SOLUTIONS
Solutions for any type of business
Bill pay & pay expense reports
Allow your users to pay incoming bills
or expense reports with a click of a button
Payments for Marketplaces
Payments combined with auto-invoice issuance and a full finance suite for your users
AP Automation & Expense Management
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Pay invoices or expenses with a credit card
This essentially converts businesses’ existing credit cards into a working capital solution
-
Budget owners can now pay bills themselves
E.g. Marketing Director might not have bank account access, but has a company card with a limit – they can now pay their own bills
-
Auto-processing rules
Let clients set up rules to auto-pay invoices from trusted vendors or selected expense reports
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You become one platform for all payments
A typical client would use 2-3 payment platforms – a bank, an FX solution, etc. We allow them to get all the payment means inside your interface
Payments for Marketplaces
-
Manual & auto-payments
Allow customers to manually approve each charge or make it automated based on work done or another trigger
-
Auto-invoice issuance
Monite automatically issues compliant invoices on behalf of the marketplace to the client and on behalf of the freelancer to the marketplace
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Tune invoice logic & triggers
Trigger payments & issue invoices your way – e.g. per freelancer per period, per project per period, etc. – allows to easily account per cost center, geo, etc.
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Offer a full finance suite to your users
E.g. let freelancers see all marketplace invoices (auto-issued), send invoices to off-marketplace clients, and manage payables & expenses in your interface
OUR BENEFITS
No vendor onboarding
With us, vendors just get paid. Without us, you’d need to KYB vendors before you can pay out.
Just pay. We take care of coverage
You access dozens of providers via a single API, your clients always get the payment method they need for a specific transaction
1-time onboarding for clients, not one per provider
With us, your clients do onboarding once & can use any payment method. Without us, they’d need to do one per provider
Earn commissions
With our rails, you are free to define which commissions you want to charge based on the case/payment method
Pricing you can’t get directly, 0 cost
As a multiplier, we let you earn a higher
margin, plus you don’t spend months of time and large funds on many integrations
margin, plus you don’t spend months of time and large funds on many integrations
4 days to integrate
2 days to integrate onboarding flow +
2 days to integrate payment initiation
2 days to integrate payment initiation
Trigger post-payment actions
Post-Payment webhooks allow you to trigger any action – e.g. notifications, upsell, anything else
