Embed powerful Bill Pay. Monetize payments
Help your clients manage suppliers & bill payments with our robust accounts payable automation workflow. Email collection, AI-based OCR, approval workflows, e-invoicing, Bill Pay API with SEPA/ACH or BNPL payments in one click. 2 weeks to go live
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Backed by
execs from
Dozens of platforms trust Monite:
SMEs struggle with spending control
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54% of SMEs pay their bills late regularly
Due to inconsistent invoice formats and chasing approvals
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47% of invoices approvals run late
Leading to suppliers being paid late and straining SME-vendor relationships
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$15 average cost per processed invoice
Leading to excessive costs of handling payables
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82% of SMEs miss early payment discounts
Resulting in lower margins and hurting the company’s bottom line
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SMEs can face up to 10% in late payment fees
Adding unexpected costs to the business
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63% of businesses lack visibility of outstanding liabilities
Resulting in missed payments, late fees, and cash flow mismanagement
How adding invoicing supercharges revenue
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Payment fees
Let users pay within your interface – earn up to 2% per invoice with our Bill Pay API
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SaaS fees
Charge 15-150$/mo for AP Automation functionality
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Revenue share
Upsell customers with BNPL/financing and get a revenue share
Features
Build all the features your
clients need
Collect all bills in one place
Forward incoming bills to a dedicated email address or upload them manually
Automatic invoice data capturing
Our AI-based OCR solution covers multi-page bills in all formats & over 50 languages
Invoice review and suggestions
Let SMB managers in review invoices and leave questions/comments in one place
Approval workflows
Let users build approval policies based on payment amount, vendor, department, and more
One-click bill pay
Clients pay bills in a click with our Bill Pay API supporting SEPA, ACH, BNPL, cards, checks & more
Auto-reconciliation
Paid bills are automatically linked to transactions
Bills prepared for accounting
Bill data is extracted and prepared for use in other processes
Export to accounting software
Integrations with 30+ accounting platforms let your customers manage their financial data seamlessly
Overview of vendors and payables
Full overviews of suppliers, early discount savings, and more
Collect all bills in one place
Forward incoming bills to a dedicated email address or upload them manually
Automatic invoice data capturing
Our AI-based OCR solution covers multi-page bills in all formats & over 50 languages
Invoice review and suggestions
Let SMB managers in review invoices and leave questions/comments in one place
Approval workflows
Let users build approval policies based on payment amount, vendor, department, and more
One-click bill pay
Clients pay bills in a click with our Bill Pay API supporting SEPA, ACH, BNPL, cards, checks & more
Auto-reconciliation
Paid bills are automatically linked to transactions
Bills prepared for accounting
Bill data is extracted and prepared for use in other processes
Export to accounting software
Integrations with 30+ accounting platforms let your customers manage their financial data seamlessly
Overview of vendors and payables
Full overviews of suppliers, early discount savings, and more
Integrated payments with or Bill Pay API. Earn on each transaction
Monite aggregates the best payment providers to help your clients use any payment method
Learn moreHow FinSwiss Built the Ultimate Vertical
ERP for E-commerce
Thanks to Monite, we enable our clients all across Europe to send compliant invoices and collect payments via payment links. At the same time, we enable our eComm customers to pay suppliers worldwide using Monite’s Accounts Payable functionalities and payment rails
Robust Accounts Payable API designed for developers
A single access point to construct solutions of any complexity – test new features once we roll them out without the need to re-integrate
Integrate in 4 weeks instead of
building for 2 years
Building AP Automation takes years and requires domain expertise. Monite does all the
heavy lifting for you, offering turnkey modular back-end & front-end connected to
payments and relevant partners – so you can launch a top solution in weeks
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Fully featured platform
Building AP Automation takes years and requires domain expertise. Monite does all the heavy lifting for you, offering turnkey modular back-end & front-end connected to payments and relevant partners – so you can launch a top solution in weeks
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Compliance included
We take care of regional invoice compliance, KYC & KYB, GDPR, and more
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UX consistent with your brand
Ensure a consistent brand experience at every touchpoint. Manage the look and feel of accounts payable interfaces, so it feels like a native part of your platform