Come for new
revenue streams

Monite is the first and only tool that maximizes the outcome of
any embedded finance solutions used. When you have all data
on both cash flow and workflow, you offer needed financial
products at the right time and get extra fees from every transaction made.

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Backed by founders & execs of

klarna logo mollie logo plaid logo paypal logo square logo
Come for new revenue streams


The numbers are in:
you’re missing out

Use Monite to build new products, make your brand stickier, and earn 2-5x more per
user. More features, higher user retention, and new revenue streams—all thanks to Monite’s embeddable workflows.


faster time to market with embedded finance admin


potential increase in ARPU from various revenue streams

You can capture significant market share in a vertical much more so than in any horizontal industry. In the CRM space, Salesforce is dominating the market with a 30% market share. But in vertical software you can credibly get to 50% plus
Bessemer Venture Partners Talia Goldberg

Talia Goldberg,
Bessemer Venture Partners


Replace the patchwork of tools your
customers use with one solution

Turn your business into the vertical solution for your industry. You become a one-stop shop for
your clients to automate all things finance. Meanwhile, you earn extra revenue on SaaS products
and transaction fees.

Monite pattern


90% of SMBs struggle to get paid on time, chasing invoice payments for up to 30 days on average. Solve this with automated invoicing.

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Monite pattern

Bill pay

It usually costs up to €6.5-15 for SMBs to process a single invoice. Many use Excel and email to handle payables tasks, leading to debts, double payments, audit issues, and overspending. Solve this by automating the process with API-based Bill Pay

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Syncs with 30+ accounting providers

Case study

Restaurants have been forced to stitch together software designed for other businesses or default to manual processes to serve their needs. They have been plagued with a constellation of bolted-together point solutions, manual workflows and workarounds, and horizontal software providers with generic solutions who didn’t appreciate the complexity of their business couldn’t beat us
Toast, a restaurant software vendor Chris Comparato

Chris Comparato,
CEO of Toast, a restaurant software vendor

toast logo

Started as a POS for restaurants—now it’s an all-in-one tech stack for the entire industry


of revenues and 97% of gross profit from financial services


net retention rate and 18-month payback period


Get the most out of your embedded finance tools. Especially revenue

No one wants to fumble when they onboard a new embedded finance tool. Monite lets you leverage workflow and cashflow data to offer the right financial services at the right time.

This lets you solve the biggest finance-related pain points of your customers, offering AR/AP and services like lending, banking, or cards when clients really need them.

Get the most out of your embedded finance tools

Get paid every time your
customers get paid

63% of SMBs struggle with payments, entering invoice information manually,
and using multiple platforms for banking, FX, and cards. 90% would prefer
a single solution for all payments

     A bill is forwarded or uploaded to your platform and prepared for payment    The user pays the bill with open banking, credit card, or other methods. You make commission on every payment                 – e.g. up to 2% on card payments     The payment is charged to the user’s card or account and sent to the supplier via SEPA/ACH or another relevant                 payment method If the user paid the bill with their credit card, standard credit terms apply, giving them e.g. extra 30 days                 to pay the balance due
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Let users pay within your interface
and earn up to 0.6% per invoice.

As a business owner you want to focus on doing business and not worry about all these finance tasks. Niobi makes it easy to do that; you can monitor your financial state and quickly do finance tasks without losing tens of hours on manual work.

Steve Mwangi, the CEO of Niobi

Steve Mwangi, the CEO of Niobi

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monite pattern
monite pattern

Works well for
teams of all sizes

Save valuable developers’ time

Launch new products in 2-4 weeks and avoid development costs and technical complexity.

Customize look & feel

Make interfaces your own with workflows and branding tailored to your brand.

Financial workflows that are compliance-ready

Keep all data under lock and key. We know compliance is your #1 priority, which makes it our #1 priority.

Security and management done right

Manage permissions, roles, and security rules using our platform.

Boost your revenue and
dominate the industry,

Get more, solving the biggest customer pain

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Become the one-stop-shop for your
customers before someone else does

Be the first-mover. Don’t play catch-up.

only 5–10%
of SMBs use software for their financial operations*
of SMBs use Microsoft Excel, email, and paper for invoicing and billing
Average time wasted by SMBs won financial admin tasks
30 days
the average cost of manual processing for a single invoice
of revenue, SMBs estimate to lose each month due to payment inefficiency.*
# of specialized tools an SMB needs to automate their financial admin

About Monite

Building the future of
financial services

  • TechCrunch logo

    Monite doubles seed round to €10 million


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  • BainCapital

    Next-Gen CFOs Need Next-Gen Tools to Power Their Organizations


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  • Fortune logo

    Monite Raises $10M in Seed Funding


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  • Axios logo

    Monite raises another $5 million bringing in a total of $10 million in seed funding


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  • Sifted logo

    Why we pay for employee mentors


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  • ProcurTech logo

    The definitive 100 pioneering digital procurement solutions


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  • Forbes logo

    How To Prepare For The Era Of Hyper-Niche B2B Super Apps


    Learn more

The startup augments classic ERP-based financial management and represents a new wave of ‘out-of-the-box’ application value. With very focused improvements this startup believes they deliver best-in-class capabilities by which they achieve demonstrable results.
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Emerging Tech: TechScape for AI Seed
Stage Startups

High priority for
your roadmap

Don’t wait for competitors to become a one-stop-shops

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