Embedded Invoicing &
Bill Pay for

Vertical SaaS

Fintech SaaS

Banks & Neobanks

Payment providers

Robust AR/AP functionality, accounting integrations, and payments in a single, fully customizable API.
Go live with two developers in 2 weeks.

Get demo

Backed by founders & execs of

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Used by dozens of platforms worldwide

  • Powerful Invoicing
    for Mollie’s users

    Mollie is becoming a full Revenue Management platform for SMBs. They cover checkout and POS, but for many merchants a large part of revenue is via active invoicing

    Mollie built invoicing on Monite API in just 6 weeks. It allows SMBs to send professional quotes & invoices and collect revenue via payment links. The solution is on par with top invoicing providers & is available across Europe.

  • Mobile Invoicing
    for creators in Mecena

    Mecena, a European neobank for creators, powers up Invoicing for their users via Monite. Launched in just 5 weeks of time, invoicing feature allowed Mecena to earn over 3x per user using invoicing feature – leveraging additional SaaS & payment fees.

    Hugo, the CEO of Mecena mentions:
“Monite’s infrastructure let Mecena monetize payments, creating a new revenue stream and cutting our customer payback period in half”.

    Learn more
  • Processing payables
    for Enty’s users

    Enty, an accounting & incorporation provider for SMBs, uses Monite to provide invoicing and accounts payable solution to their clients.

    Jane Shmygaleva, CPO at Enty said:
“We chose Monite due to their product depth, quality of APIs, and fast development. Working with Monite has been a breeze – a robust API platform, knowledgeable team, and quick support at all times”

    Learn more

Businesses struggle with revenue
collection and spending control

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    87% of SMEs are consistently paid late

    Disrupting cash flow and limiting opportunities to reinvest revenue.

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    48% of SMEs lose or miss invoices constantly

    Directly resulting in loss of revenue.

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    3.6 h/week wasted on manual reconciliation

    Leading to unnecessary costs and potential inaccuracies due to human error.

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    54% of SMEs pay their bills late regularly

    Due to inconsistent invoice formats and chasing approvals.

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    $15 average cost per processed invoice

    Increasing operational expenses and reducing profits.

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    82% of SMEs miss early payment discounts

    Resulting in lower margins and hurting the company’s bottom line.

Offer features that match
top industry players

Offer AR, AP, and accounting integrations that help your clients with better
payments, cost management, and client-supplier relations.

Grow revenue per user 2-5x vector line
Increase product stickiness vector line
Attract more users vector line

Grow revenue per user 2-5x

Earn an additional $10-200 per user/mo in SaaS fees

Expand your revenue and TAM with payments, earning 0.1-2% on each transaction made on your platform

Get commissions on financial services: BNPL, factoring and more

Increase product stickiness

Become a one-stop-shop for SMBs. Offer valuable services that make it much harder to switch to a competitor

Increase WAU/MAU by rolling out new functionality daily

Get more users on your platform – expand your reach to new teams at your SMB clients.

Attract more users

Win over customers from competitors without new marketing expenses. Create a network effect with an all-in-one offering

Set your brand apart. Expand your offering to become the go-to player for your industry

Upsell your current users so you can invest more into growth

Offer features that match
top industry players

Accounts Receivable

  • Manage product/service catalog
  • Create and manage quotes
  • Generate invoices
  • Offer one-click payment options
  • Send automated payment reminders
  • Ensure compliance for 25+ geographies
  • See revenue analytics
  • Integrate with 40+ accounting platforms
Learn more
Accounts Receivable <br/>Automation

Accounts Payable

  • Collect bills via email
  • Get an overview of payables & obligations
  • Automate approval workflows
  • Build & customize approval flows
  • Pay bills with card, ACH, SEPA, and other rails
  • Perform single and bulk payments
  • Analyze spending and debt analytics
  • Integrate with 40+ accounting providers
Learn more
Accounts Payable <br>Automation

Integrated payments

Your clients want a directly integrated payment solution in their AP/AR process.
Offer an Invoicing and Bill Pay solution with integrated payments and make
money on every payment processed.

  • Payment links
  • Bill pay

Launch AP/AR in days
using Monite API

Offer robust finance management to clients in days instead of
building it for 2 years and over €1mn+ in development costs


    Seamlessly launch AP, AR, and B2B payments in your product with our modular API, taking full control of user experience and workflows.

  • React SDK

    Utilize ready-to-use UX blocks that natively integrate Monite’s business logic into your UI, with the flexibility to control branding and user experience.

  • Drop-in

    Implement pre-built front-end components quickly – up and running in just 10 minutes.

High priority for
your roadmap

Become a one-stop-shop before
your competitors do

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