Embedded
invoicing & bill pay for
Vertical SaaS
Fintech SaaS
Banks & Neobanks
Payment providers
Robust AR/AP functionality, accounting integrations, and payments in a single API. Fully customizable API, go live with 2 developers in 2 weeks.
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Backed by
execs from
Dozens of platforms trust Monite:
Used by dozens of platforms worldwide
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Powerful Invoicing
for Mollie’s usersMollie is becoming a full Revenue Management platform for SMBs. They cover checkout and POS, but for many merchants a large part of revenue is via active invoicing
Mollie built invoicing on Monite API in just 6 weeks. It allows SMBs to send professional quotes & invoices and collect revenue via payment links. The solution is on par with top invoicing providers & is available across Europe.
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Mobile Invoicing
for creators in MecenaLearn moreMecena, a European neobank for creators, powers up Invoicing for their users via Monite. Launched in just 5 weeks of time, invoicing feature allowed Mecena to earn over 3x per user using invoicing feature – leveraging additional SaaS & payment fees.
Hugo, the CEO of Mecena mentions: “Monite’s infrastructure let Mecena monetize payments, creating a new revenue stream and cutting our customer payback period in half”.
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Processing payables
for Enty’s usersEnty, an accounting & incorporation provider for SMBs, uses Monite to provide invoicing and accounts payable solution to their clients.
Jane Shmygaleva, CPO at Enty said: “We chose Monite due to their product depth, quality of APIs, and fast development. Working with Monite has been a breeze – a robust API platform, knowledgeable team, and quick support at all times”
Businesses struggle with revenue
collection and spending control
We feel your pains
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87% of SMEs are consistently paid late
Disrupting cash flow and limiting opportunities to reinvest revenue.
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48% of SMEs lose or miss invoices constantly
Directly resulting in loss of revenue.
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3.6 h/week wasted on manual reconciliation
Leading to unnecessary costs and potential inaccuracies due to human error.
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54% of SMEs pay their bills late regularly
Due to inconsistent invoice formats and chasing approvals.
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$15 average cost per processed invoice
Increasing operational expenses and reducing profits.
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82% of SMEs miss early payment discounts
Resulting in lower margins and hurting the company’s bottom line.
Features
Earn more per client
& boost retention
Offer AR, AP, and accounting integrations that help your clients with better
payments, cost management, and client-supplier relations.
Grow revenue per user 2–5x
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Earn an additional $10-200
per user/mo in SaaS fees
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Expand your revenue and TAM
with payments, earning 0.1-2% on each transaction made on your platform
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Get commissions
on financial services: BNPL, factoring and more
Attract more users
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Win over customers
from competitors without new marketing expenses. Create a network effect with an all-in-one offering
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Set your brand apart
Expand your offering to become the go-to player for your industry
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Upsell your current users
so you can invest more into growth
Increase product stickiness
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Become a one-stop-shop for SMBs.
Offer valuable services that make it much harder to switch to a competitor
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Increase WAU/MAU
by rolling out new functionality daily
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Get more users on your platform
— expand your reach to new teams at your SMB clients.
Solutions
Offer features that match
top industry players
Accounts receivable
automation
Accounts payable
automation
Integrated payments
Your clients want a directly integrated payment solution in their AP/AR process. Offer an Invoicing and Bill Pay solution with integrated payments and make money on every payment processed.
Launch AP/AR in days using Monite API
Offer robust finance management to clients in days instead of building it for 2 years and over €1mn+ in development costs
REST API
Seamlessly launch AP, AR, and B2B payments in your product with our modular API, taking full control of user experience and workflows.
React SDK
Utilize ready-to-use UX blocks that natively integrate Monite’s business logic into your UI, with the flexibility to control branding and user experience.
iFrame
Fastest time to market – drop in a pre-built iFrame, get the usage going fast – go live in less than an hour. Transition to a full custom frontend anytime without re-integration.
Experts from top Fintech
Built a key EU SMB neobank with over 50k clients
Led tech & API for Adyen and other fintechs
Led strategy and scaled Atom bank from 6 to 400+ FTEs.
8+ years experience in payments, built PPS/Edenred Payment Solutions
Built Backbase, a top white label banking provider for 150+ banks
Build Mambu, a leading core banking provider, from scratch to Ser C+
Resources
Our Solutions for B2B Growth
For Founders and Product Leaders
Understand the key pains SMEs have in Accounts Payable (AP) area and how you can solve it for them by adding AP functionality inside your platform.
Read the guide
For B2B platforms
Gain insights in the significant challenges SMEs face with getting paid. Explore their current solutions and how you can solve their problems incorporating AR functionality within your platform.
Read the guide
